First-Time Home Buyer Program

The Borough of State College First-Time Home Buyer Program (FTHB) program offers mortgage and closing cost assistance to both low/moderate and middle-income households to purchase a home in the Borough of State College.  This may translate into a mortgage at a monthly cost equal to or lower than rent.

Qualifying home-buyers are offered free home-buyer education and budget counseling to help them every step of the way.

Income Qualifications

Please see the income guidelines 2024 (PDF) for more information on income qualifications for these programs.

Applications may also be accepted from those with excellent credit with household incomes that are just under the minimum income limit.

Learn more about our home ownership programs.

Contact Us

Contact the Community Development and Housing Division at 814-234-7109 or by email the Planning Department to find out more information about these programs.